This refers to an investment under which the borrower or issuer is obliged to make payments of a fixed amount on a fixed schedule. The borrower may have to pay interest at a fixed rate periodically (annually, semi-annually, quarterly or monthly) as agreed and to repay the principal amount on maturity.
Benefits
- Adequate profiling to other finance house partner
- Basic Tenors: From 30 - 364 days with a minimum 15.00% p.a. interest deposit
- Retail sale to prospective customer at a maximum rate of 10.00% p.a. with an expected other income spread of 5.00% margin.
- Pre-liquidation fee on accrued interest shall be negotiated and not more than 10% due to the fact of being a relationship between two finance houses.
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